Cairn River

Accountable from source to sign-off.

We build AI solutions for financial services, one costly process at a time.

hello@cairnriver.io

One process, one agreed measure

A senior engineer works with your team until the solution is running.

  1. Find

    We start with paid discovery of one costly, recurring process.

  2. Agree

    We agree how to measure success before we build.

  3. Build

    We build a specialist AI application around your existing systems.

  4. Run

    We host the solution or deliver it into your own environment.

How the specialist application and Cairn work together

The specialist application does the work. Cairn records the procedure, evidence and approvals.

We build the specialist application to:

  • Read spreadsheets, PDFs and documents
  • Connect to your systems
  • Run calculations and checks
  • Draft each finding with its workings

In Cairn, you can see:

  • Which procedure the work follows
  • The evidence behind each step
  • Who did what, whether a person or software
  • Who reviewed and approved it

A named person reviews each finding

The agent submits a finding with its workings. A named person accepts or rejects it. Only accepted findings become evidence in Cairn.

A step in Cairn holding an agent’s proposed finding on portfolio equity exposure, labelled as from the investment governance specialist (agent), with Accept, Move and Discard buttons.
A proposed finding in a Cairn committee-pack record. Example data.

How we protect the record

Human authorityNamed people decide what an agent may do.
Labelled AI workAgent output is clearly marked as AI-generated.
AttributionEach recorded action identifies the person or software responsible.
Preserved historyCorrections remain visible alongside the original entries.
Separate firm dataWe keep each firm’s data separate and encrypt its files.
Your judgementCairn does not declare a firm compliant.

View a record at an earlier moment

See the record as it was then, without later changes.

  • Each procedure defines the evidence needed at each step.
  • You can restrict individual records to named people.
  • Stored files are encrypted and scanned for malware.
A Record in Cairn viewed as at an earlier moment: a read-only banner over the Record’s title, reference, subjects and steps.
The same committee-pack record before anyone completed its first step. Example data.

Processes we build for

For independent UK wealth managers, discretionary investment managers and family offices.

Investment committee packs
Check holdings, provider reports and policy limits, and trace the findings into the pack.
Platform and custodian reconciliations
Find and explain differences in holdings and cash between systems for review.
Fund and manager oversight
Review performance, fees and breaches against agreed thresholds, and record each review.

Bring us the process that costs you most

hello@cairnriver.io